Programmable financial services built to support any use case, quickly.
Reinventing Modern Banking. From regulatory oversight to modern APIs, our role is to resolve friction behind the scenes so you can focus on creating meaningful experiences for your customers.
Partner Platform
Built to support any use case, our APIs enable you to embed core banking primitives directly into your products. The platform’s limitless composability means you can assemble unique, innovative products across every category of financial services.
Explore our core banking capabilities:
Offer embedded credit products, from term loans and lines of credit to in-app financing and “Buy Now, Pay Later” options.
. Term Loans
. Lines of Credit
Create physical and virtual credit and debit cards, and generate multiple account numbers custom tailored to your program.
. Card Issuing
. Account Numbers
Power global money movement instantly or via ACH, wires, and internal transfers so your customers can quickly send and receive funds.
. ACH Payments
. Wire Transfers
. Stablecoin Transfers
. Instant Payments
. International Wires
. Payment Controls
Hold and manage customer funds with multi-currency balances and flexible, FDIC-insured depository account structures.
. Customer Balances
. FDIC-Pass-Through-Insurance
. Account Structures
. Account Numbers
Backed by Experience
Our team has been in your shoes. We know where bank partnerships usually break down. The bank we needed didn’t exist, so we built it.
Designed for founders by founders, Lead brings together not just fintech experience and banking expertise, but award-winning excellence across the board.